TO OPEC FUNDS A GLOBAL FINANCIAL POWER-HOUSE Resort - Golf Course Financing & Commercial Real-Estate Loans World-Wide Acceptance At OPEC Funds, we have an intimate knowledge of corporate vision. As the leader in the world-wide financing industry, we have a genuine appreciation for how far we've come, and a sharply focused sense of where we're going. And, more importantly, craft the best solution for your organization's financial needs.

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“...discovery! To give birth to an idea, to discover a great thought – an intellectual nugget, right under the dust of a field that many a brain-plough had gone over before... To be first – that is the idea.”

The Financial Partner You Can Rely On OPEC Funds provides international finance with traditional GUARANTEED LOWEST INTEREST RATES to support the growth of a variety of multinational corporations, as well as institutional, public sector and government-backed projects. OPEC Funds is the leading global financial services firm utilizing the unlimited funds from more than 100,000 investors/partners, such as the Organization of Petroleum Exporting Countries (OPEC) investment managers, Hedge Funds investment managers, Fortune 1000 Companies, world's TOP 1000 BANKS and world's AAA rated Insurance Companies to assist the financial needs of our established and future clients. The combined assets of our investors/partners are more than US$10 trillion and growing. Resort & Golf Course Financing Does your bank act like you're made of money, offering you products and services that are inflexible? Well, OPEC Funds Golf Course & Resort Financing Division sees you differently. That's why we're challenging the face of Golf Course & Resort Financing Division with innovative products like our traditional GUARANTEED LOWEST INTEREST RATES and very attractive terms. It's the first ever Golf Course & Resort Financing that could give you the freedom to clear your balance early and save thousands or millions in the process. If you want to expand your Golf Course & Resort, that often means acquiring land or property. And that usually means getting a business mortgage. OPEC Funds financing teams are dedicated to providing great service for our customers and responding to their particular requirements. Our Golf Course & Resort Financing Division is no exception. Flexibility over rates and terms OPEC Funds Golf Course & Resort Division's financing fit in with your plans. We can adjust the term between 1 and 25 years whilst interest rates can be fixed or variable. We calculate your repayments to cover both capital and interest. So when your loan expires you have no balance to repay. If you want an interest-only mortgage that's fine. You'll need to arrange a repayment vehicle to repay the mortgage at the end of the term. Guaranteed Lowest Interest Rates Just because you're a Golf Course & Resort Financing Division customer, we don't see why you should be charged a higher rate of interest. You can choose between fixed or variable rates - whatever suits your circumstances. Interest is calculated on a daily basis. Commercial Real-Estate Loans No matter what your commercial land use, your OPEC Funds Commercial Real-Estate Loans Division is ready to discuss your needs. From land acquisition through purchase or new construction to refinancing an existing property, we're prepared to offer your business convenient terms and our traditional fixed or variable GUARANTEED LOWEST INTEREST RATES. When looking to acquire or refinance your commercial real estate, OPEC Funds Commercial Real-Estate Loans Division has the loan program for you. OPEC Funds Commercial Real-Estate Loans Division offers the following: GUARANTEED LOWEST INTEREST RATES. Construction loans, permanent loans and combination construction/permanent loans Fixed rate loans –10, 15 and 25 year loans Adjustable rate loans–1, 3, 5 and 10 year loans Balloon loans – 3, 5,7 and 15 year loans Flexible amortization periods on adjustable and balloon loans. Financing From US$5 million up to NO LIMIT OPEC Funds Commercial Real-Estate Loans Division finances the following property types: Office buildings Office condominiums Apartment buildings Retail and industrial facilities What Sets Us Apart… At the center of your business with OPEC Funds is your relationship manager - a trained, experienced loan officer who is also your point person dedicated to offering you the financial product or service to best suit your own specific requirements. Bottom line, we strive to find, fund, and enable the best entrepreneurs with the brightest ideas. Do you want to work with us? Highlights NO UPFRONT FEES No accrued interest until project is complete No principle payments due until project is completed GUARANTEED LOWEST INTEREST RATES No ownership / equity ownership by lenders OPEC Capital Group can accommodate large funding projects of any dollar value Single source financing Flexible payment terms No hidden application, processing, or disbursement fees Up to 100% Financing Financing From US$5 million up to NO LIMIT

Unlimited Funds Are Available from OPEC Investment Manages Far Reaching Capabilities To Serve You Better Financing World's Most Prestigious Resort Projects With GUARANTEED LOWEST INTEREST RATES Financing World's Most Luxurious Hospitality Projects From US$5 million up to NO LIMIT Fast Loan Approval From OPEC Funds Your Loan Application Is Approved Your Guaranteed Best Shot With Interest Rates As Low As LIBOR Plus ¾% At Your Service Around The World, Around The Clock

Our Power Powered by more than 100,000 investors/partners, such as the Organization of Petroleum Exporting Countries (OPEC) investment managers, Hedge Funds investment managers, Fortune 1000 Companies, world's AAA rated Insurance Companies and world's Top 1000 Banks and more than US$10 trillion in combined assets it's not surprising that OPEC Funds has grown into the world's leading lender for business and commercial projects. These relationships, enable OPEC Funds to handle the loan requests from US$5,000,000 up to NO LIMIT with traditional GUARANTEED LOWEST INTEREST RATES and plenty of options for flexible loan structures. Missions and Operations An exposition on the missions and operations of OPEC Funds is beyond the scope of this web-site. However, a discussion of international project financing would not be complete without some mention of the missions of OPEC Funds and its 3,500 affiliated brokers in more than 150 countries and territories, together known as the OPEC Financial Group. Our resources, investing experience and culture put us in a unique position to help our clients. We are small enough to be responsive, innovative and flexible, yet we have access to the extensive resources of the world's most respected lending institutions.

Results!!! If you need it, want it, desire it, or dream it, we want to help you get it Let Us Do The Same For You

We trust that we have clarified the intriguing world of OPEC Funds World-Wide Resort-Golf Course Financing and Commercial Real-Estate Lending Programs. We will be happy to answer any questions you may have, relating to this opportunity and provide you with the additional details regarding any of our devoted services. Please click here to explain us the full particulars of your situation and what you wish to accomplish. We will review your situation VERY CAREFULLY and offer to you a custom fitted solution. 95% of the time the solution will be simple to understand and 100% of the time it will be the least expensive alternative. If you would like to obtain further details surrounding our World-Wide Resort-Golf Course Financing and Commercial Real-Estate Lending Programs or wish to discuss any matter in complete confidence, please click here to contact: Mr. Edward Stevens Ph.D. Vice President OPEC Funds World-Wide Resort-Golf Course Financing and Commercial Real-Estate Lending Division

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Please feel free to contact OPEC Funds if you believe an application for a world-wide Resort-Golf Course Financing or Commercial Real-Estate Lending Program with the help of OPEC Funds may be appropriate in your particular situation. Any communication with us is considered PRIVILEGED and CONFIDENTIAL.